Saver Talk — Best Rates for Cash, Savings & Money Markets

Money Market Fund vs MMA vs Savings Account: Key Differences Explained

Money market funds, money market accounts and savings accounts all hold cash safely, but they differ sharply on insurance, fees and rates. Here is how to tell which one fits…

SoFi Savings Accounts: Are They the Best Choice for Growing Your Money?

SoFi's savings account can pay up to 3.10% APY, but only if you meet its direct deposit rule. Here's how the rates, fees, and bonuses actually work.

Transactional Account: What It Is and How It Works

A transactional account is where everyday money lives, paychecks in, bills out. Here is how they work, what they cost, and how to pick the right one.

Are Money Market Accounts FDIC Insured? What to Know

Money market accounts at FDIC member banks are insured up to $250,000, but money market mutual funds sold through brokerages carry no such protection. Here is how to tell the…

Sweep Accounts Explained: Types, Benefits and How They Work

Idle cash earns nothing. A sweep account fixes that by automatically shifting extra funds into higher yielding options each night, but fees can quietly cancel out the gains.

Bankrate Monitor Index Tracks Key Financial Trends

A look at how the Bankrate Monitor Index began in 1976 as a simple rate tracker and grew into Bankrate.com, now a major source for comparing savings, CD and mortgage…